Category Archives: News and Insights

Keep up with recent new and insights from the world of investing.

Thinking of Starting a Business?

Thinking of Starting a Business?  Here’s Four Reasons You Should Go for It! Schedule Setting your own schedule is amazing.  Networking events, client meetings, and the actual work that gets you paid can all be planned around your priorities.  It gives you more freedom to respond to important family events, like attending school functions with…
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What Are People Doing With Their Tax Returns?

Tax season is here! That’s exciting news for many people who are expecting returns, but not everyone is. For better or worse, here’s the rundown of how many people are expecting returns, and what they are planning to do with them. The results will likely surprise you. According to a Recent Bankrate Survey: 48% of…
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Forget Retirement – Seek Financial Independence in 2016

Retirement: the act of leaving one's job and ceasing to work. Financial Independence: having sufficient wealth to live on without having to work There’s a very subtle, but very important difference. Most people achieve financial independence and retirement at the same time. As soon as they can afford to retire (i.e. - achieving financial independence),…
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Identifying the Difference Between a Traditional and ROTH IRA

Tax planning is an important part of any financial plan.  A common goal we all have is to keep as much of our hard-earned money in our pockets as possible and away from Uncle Sam.  However, the best way to do this varies from person to person based on their unique financial situation. For many…
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Reducing Volatility through Diversification

Diversify, diversify, diversify.  That’s been the golden rule of investing for decades.  Conventional wisdom has argued for years that investors need to spread their investments across a variety of asset classes and investment types in order to reduce their risk.  I’m happy to go on record as saying that I wholeheartedly agree. While concentrating an…
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Achieving a Better Life Experience Act (ABLE)

In a historic development for individuals with disabilities and their families, President Obama enacted the Achieve a Better Life Experience Act, better known as the ABLE Act, this past December. The bipartisan act was sponsored by Senators Bob Casey (D-PA) and Richard Burr (R-NC), passing the House 404-17 and the Senate 76-16. "[Individuals with disabilities]…
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Attention Former Texas Teachers

If you still have assets in your TRS retirement account, it might be time to consider moving them into an IRA. As of September 1, 2014, TRS will no longer credit you with the 5% annual rate of return that you’ve received in the past.  While this guaranteed rate of return has always served as…
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Is Gold Worth It’s Weight in a Portfolio? – By Bryan Harris

Is Gold Worth It's Weight in a Portfolio? Written By: Bryan Harris, Senior Editor – Dimensional Fund Advisors Is Gold Worth Its Weight in a Portfolio? During a weak global economy and uncertain financial markets, many investors tout the benefits of holding gold. Some proponents claim that gold deserves a significant weighting in most investors’…
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2013 Review: Economy & Markets

2013 Review: Economy & Markets Written By: Bryan Harris, Senior Editor - Dimensional Fund Advisors The financial markets encountered strong headwinds but little turbulence on the way to a record-setting year. 2013 has been described as a “year about nothing.” In reality, a lot happened—but nothing could challenge the market’s profitable run. Investors shrugged off…
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Attention 401(k) Administrators!

If you're the named administrator or acting fiduciary of your company's 401(k) plan, you might want to consider having an independent review conducted of your company's 401(k) fees, expenses and investment performance.  Consider the following excerpts from the Department of Labor's website: "As a plan fiduciary, you have an obligation under ERISA to prudently select and monitor…
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